Car accidents, truck accidents, motorcycle accident, bicycle accidents and pedestrian accidents result in serious injuries and death in Michigan every day. When someone is injured in an automobile accident in Kalamazoo and throughout Michigan, it often results in unanticipated vehicle repairs, medical bills, lost wages, pain & suffering, disability, and disfigurement. One single car accident can cause physical, emotional and financial devastation.
Michigan enacted a group of car accident laws in place that are intended to minimize the devastation that can stem from a car crash. One part of Michigan’s car accident law is the No-Fault Insurance Act. Generally speaking, under the no-fault insurance system, most of economic damages, such as medical bills, a portion of lost income, medical mileage, attendant care and replacement services are supposed to be paid by your own automobile insurance carrier regardless of whether you were negligent or at fault for causing the accident. There are some limitations. Sometimes, insurance companies refuse or fail to pay no-fault benefits they are legally obligated to pay. Other times, auto insurance carriers fail to provide the full and fair compensation the injured person deserves.
The No-Fault Insurance Act only covers a portion of the consequences people and families face after a car wreck. No-fault insurance does not provide compensation for any non-economic damages, such as physical or emotional pain & suffering, disability, or disfigurement. Instead, if the other driver was negligent and at fault for causing the car crash and injuries, the injured person, spouse or family may have an additional claim against the at-fault driver and his or her insurance company for those non-economic damages, as well as for economic losses not paid or covered by the no-fault insurance carrier.
Michigan’s automobile accident laws are complex and can be confusing to someone who does not regularly handle auto accident claims and cases. When an inexperienced attorney attempts to represent an injured person or when an injured person attempts to handle an auto claim alone, it often results in the insurance companies denying the claim or a making a substantially inadequate settlement offer.
Understanding and having experience navigating Michigan’s no-fault insurance laws and at-fault liability laws is critical to obtaining maximizing the amount of the recovery to which you are entitled. The Kalamazoo attorneys at Keilen Law, PLC have that experience and understanding of how to handle all types of motor-vehicle accident claims and lawsuits so that you and your loved ones are fully and fairly compensated for the injuries and damages sustained.